Motor Vehicle Accident Compensation in New York
If you suffer injuries in a motor vehicle accident that the state of New York deems serious, you may be able to file a lawsuit seeking compensation. Your attorney can tell whether your injuries fall within the threshold.
Insurance companies are adept in denying the severity of your losses. This can lead to settlement offers that are not in the range of what you want.
Damages
If you've been injured in a
motor vehicle accident law firms vehicle collision you may be entitled to compensation. These damages are meant to cover your costs and losses, including medical bills along with lost income, as well as property damage. You can also receive compensation for suffering and pain. This type of compensation is more subjective and may be difficult to quantify. A knowledgeable lawyer in tort law will help you obtain maximum compensation for your injuries.
For instance, if you have an injury that causes a permanent limitation of the use of your arm or leg, your compensation could include reimbursement for
motor vehicle accident future costs that are due to this impairment. These could include physical therapy, surgeries, or prosthetics. Additionally, a permanent loss of a limb or a major disfigurement may result in the occurrence of a lifetime of emotional pain and a decreased enjoyment of life. This is referred to as mental anguish.
Non-economic damages are more tangible, and insurers often try to minimize these kinds of damages. However, a knowledgeable tort lawyer from Morgan & Morgan can make sure you're awarded the full value of general damages in your case.
Medical bills
When you are injured in a
motor vehicle accident law firms vehicle crash medical bills can pile up quickly. The costs can seem overwhelming and a lot to bear, especially when you try to recover from your injuries.
There are a variety of ways to help victims of car accidents pay for their medical bills. In New York, all drivers are required to carry Personal Injury Protection (PIP) which covers the first medical expenses of the victim following an accident. PIP will pay for the loss of income if a victim is unable work for up to 90-days.
Medicare and health insurance might also cover medical expenses in addition to PIP. The only condition is that the patient has to prove that the costs are directly related to the incident. This can be done by submitting bills and receipts from the doctor.
Some doctors and hospitals might allow a person injured to negotiate a settlement in exchange for a lien on the victim's eventual personal injury verdict or settlement. These liens are commonly referred to as medical liens or
motor vehicle Accident hospital liens. If you do not resolve these liens within an acceptable time frame, the debts may be transferred to collections. By keeping track of and storing their mileage receipts, victims may also be able to claim reimbursement for expenses incurred in traveling to and from medical appointments.
Lost wages
If you have to miss work due to an accident in your vehicle it could be extremely difficult to make ends meet. Many Americans live paycheck to paycheck, and losing just a few weeks, or even months of pay can be catastrophic. Car accident victims are usually successful in recovering lost wages through their car accident lawsuits.
In most cases, the lost wages are calculated by calculating how much time an injured person could have been able work if not for their injury. This can include missed shifts or overtime hours, and also any work that is performed during an hospital stay. To prove the loss of income, a request has to be made for documentation from the plaintiff's employer. This could include letters that document the time they spent away from work, and their hourly rate or salary. Pay stubs and copies of the injured person's last tax return could be included as well as other documents.
It is important to file the demand package as soon as you can following a car crash. This will allow the person who was injured to get the maximum benefit from their claim. Evidence of the accident is more convincing if it's provided immediately.
Suffering and pain
It is difficult to quantify the physical pain and emotional trauma caused by a car accident. It is essential to seek compensation in the case of your accident for these damages.
They are referred to as non-economic damage. These damages could include suffering and pain, loss of enjoyment life, PTSD, and more. It can take time to fully realize the impact your injury has had on your life, so these costs aren't as simple to quantify as medical expenses or lost wages.
Your lawyer can employ one of two methods to calculate your pain and suffering damages. The multiplier method is the most widely used. It involves adding up all your economic losses which include future and past medical expenses, lost income due to your injury, as well as property damage, and multiplying them by a number that ranges from 1.5 to five to determine your total economic damages. The higher the number, more serious your injuries are considered to be.
Another method to evaluate the degree of pain and suffering is through a per diem basis. If you are using this method the lawyer can request the jury to award you the amount you are due for each day that you continue to be afflicted by your injury. This can be especially helpful for those who suffer injuries outside the home or who struggle to take care of children as they recover from their injuries.